:root{
  --violet:#7900AD; --violet2:#54009C; --violet3:#33006b; --orange:#EC8023; --orange2:#ff9e4d;
  --ink:#1b1724; --mute:#6c6579; --line:#ece9f2; --bg:#ffffff; --soft:#f7f5fb; --soft2:#f1ecf9;
  --grad:linear-gradient(120deg,var(--violet3) 0%,var(--violet) 48%,var(--orange) 118%);
  --shadow:0 18px 50px rgba(84,0,156,.13); --shadow-sm:0 8px 24px rgba(84,0,156,.10);
  --r:16px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;overflow-x:hidden}
h1,h2,h3,.logo-txt{font-family:Poppins,system-ui,sans-serif;line-height:1.12;letter-spacing:-.01em}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.wrap{width:min(1180px,92vw);margin:0 auto}
.btn{display:inline-flex;align-items:center;gap:.5rem;font-weight:600;font-family:Inter;border:0;border-radius:999px;padding:.85rem 1.5rem;cursor:pointer;font-size:.98rem;transition:.25s;white-space:nowrap}
.btn-primary{background:var(--orange);color:#fff;box-shadow:0 10px 24px rgba(236,128,35,.35)}
.btn-primary:hover{background:#d96f12;transform:translateY(-2px);box-shadow:0 14px 30px rgba(236,128,35,.45)}
.btn-ghost{background:rgba(255,255,255,.12);color:#fff;border:1.5px solid rgba(255,255,255,.5)}
.btn-ghost:hover{background:rgba(255,255,255,.22);transform:translateY(-2px)}
.btn-violet{background:var(--violet);color:#fff;box-shadow:0 10px 24px rgba(121,0,173,.3)}
.btn-violet:hover{background:var(--violet2);transform:translateY(-2px)}
.btn-lg{padding:1rem 2rem;font-size:1.05rem}

/* Header */
header.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.88);backdrop-filter:blur(12px);border-bottom:1px solid transparent;transition:.3s}
header.nav.scrolled{box-shadow:0 6px 24px rgba(27,23,36,.08);border-bottom-color:var(--line)}
.nav-in{display:flex;align-items:center;gap:1.5rem;height:74px}
.nav-logo{height:38px}
.nav-links{display:flex;gap:1.8rem;margin-left:auto;align-items:center}
.nav-links a{font-weight:500;color:var(--ink);font-size:.98rem;position:relative;padding:.2rem 0}
.nav-links a::after{content:"";position:absolute;left:0;bottom:-4px;width:0;height:2px;background:var(--orange);transition:.25s;border-radius:2px}
.nav-links a:hover::after{width:100%}
.nav-cta{margin-left:.5rem}
.burger{display:none;margin-left:auto;background:none;border:0;cursor:pointer;flex-direction:column;gap:5px;padding:8px}
.burger span{width:26px;height:3px;background:var(--violet2);border-radius:3px;transition:.3s}

/* Hero (home) */
.hero{position:relative;background:var(--grad);color:#fff;overflow:hidden;padding:4.5rem 0 7rem}
.hero::before,.hero::after{content:"";position:absolute;border-radius:50%;filter:blur(10px);opacity:.5}
.hero::before{width:520px;height:520px;background:radial-gradient(circle,rgba(255,158,77,.45),transparent 65%);top:-140px;right:-120px}
.hero::after{width:460px;height:460px;background:radial-gradient(circle,rgba(255,255,255,.18),transparent 65%);bottom:-180px;left:-140px}
.hero-grid{position:relative;display:grid;grid-template-columns:1.1fr .9fr;gap:3rem;align-items:center}
.hero .eyebrow{display:inline-flex;align-items:center;gap:.5rem;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.3);padding:.4rem .9rem;border-radius:999px;font-size:.82rem;font-weight:600;letter-spacing:.03em;margin-bottom:1.3rem}
.hero h1{font-size:clamp(2.1rem,4.6vw,3.6rem);font-weight:800;margin-bottom:1.1rem}
.hero h1 .hl{color:#ffd9b3}
.hero p.lead{font-size:1.18rem;max-width:30rem;opacity:.95;margin-bottom:2rem}
.hero-cta{display:flex;gap:1rem;flex-wrap:wrap}
.hero-trust{display:flex;gap:2.2rem;margin-top:2.6rem;flex-wrap:wrap}
.hero-trust .t{display:flex;flex-direction:column}
.hero-trust .t b{font-family:Poppins;font-size:1.7rem;font-weight:800}
.hero-trust .t span{font-size:.85rem;opacity:.85}
.hero-card{background:#fff;color:var(--ink);border-radius:22px;padding:1.7rem;box-shadow:0 30px 70px rgba(0,0,0,.28);transform:rotate(1.2deg)}
.hero-card .hc-top{display:flex;align-items:center;gap:.8rem;padding-bottom:1rem;border-bottom:1px solid var(--line);margin-bottom:1rem}
.hero-card .shield{width:46px;height:46px;border-radius:12px;background:var(--grad);display:grid;place-items:center;flex:none}
.hero-card .hc-top b{font-family:Poppins;font-size:1.05rem}
.hero-card .hc-top span{font-size:.8rem;color:var(--mute)}
.hc-row{display:flex;align-items:center;gap:.7rem;padding:.6rem 0;font-size:.95rem}
.hc-row .ck{width:22px;height:22px;border-radius:50%;background:#eafaf0;color:#0a7a34;display:grid;place-items:center;font-size:.8rem;flex:none}
.hc-price{margin-top:1rem;padding-top:1rem;border-top:1px dashed var(--line);display:flex;align-items:flex-end;justify-content:space-between}
.hc-price small{color:var(--mute);font-size:.8rem}
.hc-price b{font-family:Poppins;font-size:1.9rem;color:var(--violet2)}

/* Product-page hero */
.phero{position:relative;background:var(--grad);color:#fff;overflow:hidden;padding:3rem 0 4rem}
.phero::before{content:"";position:absolute;width:480px;height:480px;border-radius:50%;background:radial-gradient(circle,rgba(255,158,77,.4),transparent 65%);top:-160px;right:-120px;filter:blur(10px)}
.crumb{position:relative;font-size:.9rem;opacity:.85;margin-bottom:1.2rem}
.crumb a:hover{color:#ffd9b3}
.phero-in{position:relative;display:grid;grid-template-columns:1.3fr .7fr;gap:2.5rem;align-items:center}
.phero .picon{width:72px;height:72px;border-radius:18px;background:rgba(255,255,255,.16);border:1px solid rgba(255,255,255,.3);display:grid;place-items:center;margin-bottom:1.2rem}
.phero h1{font-size:clamp(2rem,4.2vw,3rem);font-weight:800;margin-bottom:.9rem}
.phero p{font-size:1.15rem;opacity:.95;max-width:34rem;margin-bottom:1.8rem}

/* generic section */
section{padding:5rem 0}
.sec-head{text-align:center;max-width:42rem;margin:0 auto 3rem}
.sec-head .kick{color:var(--orange);font-weight:700;font-size:.85rem;letter-spacing:.12em;text-transform:uppercase}
.sec-head h2{font-size:clamp(1.8rem,3.4vw,2.6rem);font-weight:800;margin:.6rem 0 .8rem}
.sec-head p{color:var(--mute);font-size:1.08rem}
.lead-left{max-width:40rem}
.lead-left .kick{color:var(--orange);font-weight:700;font-size:.85rem;letter-spacing:.12em;text-transform:uppercase}
.lead-left h2{font-size:clamp(1.7rem,3.2vw,2.4rem);font-weight:800;margin:.6rem 0 1rem}
.lead-left p{color:var(--mute);font-size:1.05rem}

/* products grid */
.prod-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}
.card{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.7rem;transition:.3s;cursor:pointer;position:relative;overflow:hidden;color:inherit}
.card::before{content:"";position:absolute;inset:0 0 auto 0;height:4px;background:var(--grad);transform:scaleX(0);transform-origin:left;transition:.3s}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:transparent}
.card:hover::before{transform:scaleX(1)}
.card .ic{width:56px;height:56px;border-radius:14px;background:var(--soft2);color:var(--violet);display:grid;place-items:center;margin-bottom:1.1rem;transition:.3s}
.card:hover .ic{background:var(--grad);color:#fff;transform:rotate(-6deg)}
.card h3{font-size:1.2rem;margin-bottom:.5rem}
.card p{color:var(--mute);font-size:.95rem;margin-bottom:1rem}
.card .more{color:var(--violet);font-weight:600;font-size:.9rem;display:inline-flex;gap:.3rem;align-items:center;transition:.25s}
.card:hover .more{gap:.6rem;color:var(--orange)}
.ic svg{width:28px;height:28px}

/* coverage list (product pages) */
.cov-grid{display:grid;grid-template-columns:1fr 1fr;gap:1rem 2.4rem}
.cov{display:flex;gap:.9rem;align-items:flex-start;padding:.3rem 0}
.cov .cb{width:30px;height:30px;border-radius:9px;background:var(--grad);color:#fff;display:grid;place-items:center;flex:none;margin-top:.1rem}
.cov b{font-family:Poppins;font-weight:600;font-size:1rem;display:block}
.cov span{color:var(--mute);font-size:.92rem}

/* feature cards row */
.feat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}
.feat{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.6rem;transition:.3s}
.feat:hover{box-shadow:var(--shadow-sm);transform:translateY(-4px)}
.feat .fi{width:50px;height:50px;border-radius:13px;background:var(--soft2);color:var(--violet);display:grid;place-items:center;margin-bottom:1rem}
.feat h3{font-size:1.1rem;margin-bottom:.4rem}
.feat p{color:var(--mute);font-size:.94rem}

/* stats */
.stats{background:var(--soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem;text-align:center}
.stat b{font-family:Poppins;font-size:clamp(2rem,4vw,2.8rem);font-weight:800;background:var(--grad);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;display:block}
.stat span{color:var(--mute);font-weight:500}

/* why */
.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:3.5rem;align-items:center}
.why-list{display:flex;flex-direction:column;gap:1.3rem}
.why-item{display:flex;gap:1rem}
.why-item .wi{width:48px;height:48px;border-radius:12px;background:var(--grad);color:#fff;display:grid;place-items:center;flex:none}
.why-item h3{font-size:1.1rem;margin-bottom:.2rem}
.why-item p{color:var(--mute);font-size:.95rem}
.why-visual{background:var(--grad);border-radius:24px;padding:2.5rem;color:#fff;box-shadow:var(--shadow)}
.why-visual h3{font-size:1.5rem;margin-bottom:1rem}
.why-visual ul{list-style:none;display:flex;flex-direction:column;gap:.9rem}
.why-visual li{display:flex;gap:.7rem;align-items:center;font-size:1.02rem}
.why-visual li .d{width:26px;height:26px;border-radius:50%;background:rgba(255,255,255,.22);display:grid;place-items:center;flex:none}

/* steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;counter-reset:s}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:2rem 1.7rem;position:relative}
.step::before{counter-increment:s;content:counter(s);position:absolute;top:-22px;left:1.7rem;width:48px;height:48px;border-radius:14px;background:var(--grad);color:#fff;font-family:Poppins;font-weight:800;font-size:1.3rem;display:grid;place-items:center;box-shadow:var(--shadow-sm)}
.step h3{font-size:1.15rem;margin:1.2rem 0 .4rem}
.step p{color:var(--mute);font-size:.95rem}

/* faq */
.faq{max-width:46rem;margin:0 auto;display:flex;flex-direction:column;gap:.8rem}
details.q{background:#fff;border:1px solid var(--line);border-radius:12px;padding:1rem 1.3rem;transition:.2s}
details.q[open]{box-shadow:var(--shadow-sm)}
details.q summary{font-family:Poppins;font-weight:600;cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:1rem}
details.q summary::-webkit-details-marker{display:none}
details.q summary::after{content:"+";color:var(--violet);font-size:1.4rem;transition:.2s}
details.q[open] summary::after{transform:rotate(45deg)}
details.q p{color:var(--mute);margin-top:.7rem;font-size:.96rem}

/* clients */
.clients{text-align:center}
.client-strip{display:flex;flex-wrap:wrap;justify-content:center;gap:.8rem 2.4rem;margin-top:.5rem}
.client-strip span{font-family:Poppins;font-weight:700;font-size:1.25rem;color:#b7afc4;transition:.3s}
.client-strip span:hover{color:var(--violet2)}

/* cta band */
.ctaband{background:var(--grad);color:#fff;border-radius:28px;padding:3.2rem;text-align:center;position:relative;overflow:hidden;box-shadow:var(--shadow)}
.ctaband::before{content:"";position:absolute;width:400px;height:400px;border-radius:50%;background:rgba(255,255,255,.1);top:-150px;right:-100px}
.ctaband h2{font-size:clamp(1.7rem,3.2vw,2.4rem);font-weight:800;margin-bottom:.7rem;position:relative}
.ctaband p{font-size:1.1rem;opacity:.93;margin-bottom:1.8rem;position:relative}

/* contact */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:start}
.contact-cards{display:flex;flex-direction:column;gap:1rem}
.cc{display:flex;gap:1rem;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.2rem 1.4rem;transition:.3s}
.cc:hover{box-shadow:var(--shadow-sm);transform:translateX(4px)}
.cc .ci{width:48px;height:48px;border-radius:12px;background:var(--soft2);color:var(--violet);display:grid;place-items:center;flex:none}
.cc b{font-family:Poppins}.cc span{color:var(--mute);font-size:.92rem}
form.cf{background:var(--soft);border:1px solid var(--line);border-radius:20px;padding:2rem;display:flex;flex-direction:column;gap:1rem}
form.cf label{font-size:.85rem;font-weight:600;color:var(--mute)}
form.cf input,form.cf select,form.cf textarea{font-family:Inter;font-size:1rem;padding:.8rem 1rem;border:1.5px solid #ddd6e8;border-radius:12px;background:#fff;width:100%;transition:.2s}
form.cf input:focus,form.cf select:focus,form.cf textarea:focus{outline:none;border-color:var(--violet);box-shadow:0 0 0 3px rgba(121,0,173,.12)}
.cf-field{display:flex;flex-direction:column;gap:.35rem}

/* footer */
footer{background:var(--ink);color:#cfc9d8;padding:3.5rem 0 1.6rem}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:2rem}
.foot-logo{height:34px;margin-bottom:1rem}
footer h4{color:#fff;font-family:Poppins;font-size:1rem;margin-bottom:1rem}
footer a,footer li{color:#b4adc2;font-size:.93rem;line-height:2}
footer a:hover{color:var(--orange)}
footer ul{list-style:none}
.foot-social{display:flex;gap:.7rem;margin-top:1rem}
.foot-social a{width:40px;height:40px;border-radius:10px;background:rgba(255,255,255,.08);display:grid;place-items:center;transition:.25s}
.foot-social a:hover{background:var(--orange);transform:translateY(-3px)}
.foot-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:2.5rem;padding-top:1.4rem;display:flex;justify-content:space-between;flex-wrap:wrap;gap:.5rem;font-size:.85rem;color:#8c8499}

/* reveal */
.reveal{opacity:0;transform:translateY(28px);transition:.7s cubic-bezier(.2,.7,.2,1)}
.reveal.in{opacity:1;transform:none}

@media(max-width:920px){
  .hero-grid,.why-grid,.contact-grid,.phero-in{grid-template-columns:1fr}
  .hero-card{transform:none;max-width:420px}
  .prod-grid,.steps,.feat-grid{grid-template-columns:1fr 1fr}
  .foot-grid{grid-template-columns:1fr 1fr}
  .cov-grid{grid-template-columns:1fr}
}
@media(max-width:680px){
  .nav-links{position:fixed;inset:74px 0 auto 0;background:#fff;flex-direction:column;gap:0;padding:.5rem 6vw 1.2rem;box-shadow:0 20px 40px rgba(0,0,0,.12);transform:translateY(-130%);transition:.35s;align-items:stretch}
  .nav-links.open{transform:none}
  .nav-links a{padding:.9rem 0;border-bottom:1px solid var(--line)}
  .nav-links .nav-cta{margin:.8rem 0 0;text-align:center;justify-content:center}
  .burger{display:flex}
  .stats-grid{grid-template-columns:1fr 1fr}
  .prod-grid,.steps,.foot-grid,.feat-grid{grid-template-columns:1fr}
  .hero-trust{gap:1.2rem 1.4rem}
  section{padding:3.6rem 0}
}
/* celular angosto */
@media(max-width:520px){
  .wrap{width:100%;padding:0 18px}
  .hero{padding:2.6rem 0 4rem}
  .hero h1{font-size:1.95rem}
  .hero p.lead{font-size:1.04rem}
  .hero .eyebrow{font-size:.74rem;padding:.35rem .7rem}
  .hero-cta{flex-direction:column;align-items:stretch}
  .hero-cta .btn{width:100%;justify-content:center}
  .hero-trust{gap:1rem 1.2rem}
  .hero-trust .t{flex:1 1 40%}
  .hero-trust .t b{font-size:1.45rem}
  .hero-card{padding:1.3rem}
  .hc-price{flex-wrap:wrap;gap:.8rem}
  .hc-price .btn{width:100%;justify-content:center}
  .phero{padding:2rem 0 3rem}
  .phero h1{font-size:1.8rem}
  .phero p{font-size:1.02rem}
  .ctaband{padding:2rem 1.3rem}
  .btn-lg{padding:.9rem 1.3rem;font-size:1rem}
  .sec-head h2,.lead-left h2{font-size:1.7rem}
}

/* ===== Agregados v2: WhatsApp, accesos, novedades, pie legal ===== */
.wa-float{position:fixed;right:20px;bottom:20px;z-index:60;width:60px;height:60px;border-radius:50%;background:#25D366;display:grid;place-items:center;box-shadow:0 10px 30px rgba(37,211,102,.5);transition:.25s;animation:wapulse 2.4s infinite}
.wa-float:hover{transform:scale(1.08)}
.wa-float svg{width:34px;height:34px}
@keyframes wapulse{0%{box-shadow:0 0 0 0 rgba(37,211,102,.5)}70%{box-shadow:0 0 0 16px rgba(37,211,102,0)}100%{box-shadow:0 0 0 0 rgba(37,211,102,0)}}

/* accesos rápidos */
.quick{background:#fff;border-bottom:1px solid var(--line)}
.quick-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.2rem}
.qa{display:flex;flex-direction:column;align-items:center;text-align:center;gap:.8rem;padding:1.6rem 1rem;border:1px solid var(--line);border-radius:var(--r);transition:.3s;color:inherit}
.qa:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:transparent}
.qa .qi{width:66px;height:66px;border-radius:50%;display:grid;place-items:center;color:#fff}
.qa.e1 .qi{background:var(--violet)}.qa.e2 .qi{background:var(--orange)}.qa.e3 .qi{background:#c02626}.qa.e4 .qi{background:var(--violet2)}
.qa b{font-family:Poppins;font-size:1.02rem}
.qa span{color:var(--mute);font-size:.86rem}

/* novedades */
.news-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.4rem}
.news{background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;transition:.3s;display:flex;flex-direction:column}
.news:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.news .thumb{height:140px;background:var(--grad);display:grid;place-items:center;color:#fff}
.news .thumb svg{width:46px;height:46px;opacity:.9}
.news .nb{padding:1.1rem 1.2rem;display:flex;flex-direction:column;gap:.5rem;flex:1}
.news .date{color:var(--orange);font-size:.78rem;font-weight:600;letter-spacing:.03em}
.news h3{font-size:1.02rem;line-height:1.3}
.news p{color:var(--mute);font-size:.88rem}
.news .more{color:var(--violet);font-weight:600;font-size:.85rem;margin-top:auto}

/* footer extra */
.foot-contact li{display:flex;align-items:center;gap:.5rem}
.foot-emer{margin-top:1.2rem}
.foot-emer b{color:#fff;display:block;font-family:Poppins;font-size:.9rem;margin-bottom:.3rem}
.foot-addr{font-size:.86rem;color:#9a93a8;margin-top:1rem;line-height:1.7}
.foot-legal{border-top:1px solid rgba(255,255,255,.1);margin-top:2rem;padding-top:1.4rem;font-size:.74rem;color:#7d7590;line-height:1.7}
.foot-legal a{color:#9a93a8;text-decoration:underline}

@media(max-width:920px){ .quick-grid{grid-template-columns:1fr 1fr} .news-grid{grid-template-columns:1fr 1fr} }
@media(max-width:680px){ .quick-grid{grid-template-columns:1fr 1fr} .news-grid{grid-template-columns:1fr} .wa-float{width:54px;height:54px;right:16px;bottom:16px} .wa-float svg{width:30px;height:30px} }

/* botón Mis Seguros (outline) */
.btn-outline{background:#fff;color:var(--violet);border:1.5px solid var(--violet)}
.btn-outline:hover{background:var(--violet);color:#fff;transform:translateY(-2px)}
.nav-links .btn{padding:.6rem 1.1rem;font-size:.92rem}

/* redes en el encabezado */
.nav-social{display:flex;gap:.5rem;align-items:center;margin-left:1rem}
.nav-social a{width:34px;height:34px;border-radius:9px;display:grid;place-items:center;color:var(--violet);background:var(--soft2);transition:.2s}
.nav-social a:hover{color:#fff;background:var(--grad);transform:translateY(-2px)}
.nav-social a.wa{background:#25D366;color:#fff}
.nav-social a.wa:hover{background:#1da851}
@media(max-width:680px){ .nav-social{margin-left:auto;margin-right:.4rem} .nav-social a{width:32px;height:32px} }